Life Alert Compared to Alert1
Alert1 | Life Alert | |
Monthly Fee Starting At | $18.95 | $69.90 |
Activation Fee | $0.00-$19.95 | $0.00-$95.00 |
Length of Agreement | 1 month-1 year | 3 years |
Stay on the Line Until Help Arrives | YES | NO |
Pricing & Terms Posted Online | YES | NO |
Easy to Order Online | YES | NO |
Alert1 | |
Monthly Fee Starting At | $18.95 |
Activation Fee | $0.00-$19.95 |
Length of Agreement | 1 month-1 year |
Stay on the Line Until Help Arrives | YES |
Pricing & Terms Posted Online | YES |
Easy to Order Online | YES |
Life Alert | |
Monthly Fee Starting At | $69.90 |
Activation Fee | $0.00-$95.00 |
Length of Agreement | 3 years |
Stay on the Line Until Help Arrives | NO |
Pricing & Terms Posted Online | NO |
Easy to Order Online | NO |


How Much Does Life Alert Cost?
Monthly Monitoring Fees: Typically between $20 and $50+.
Installation Fee: A one-time $197 fee (higher than many competitors).
Contract Requirements: A 3-year contract is mandatory before switching to month-to-month plans.
Included Services:
- 24/7 U.S.-based monitoring that connects to a family member or emergency services
- Pendants with up to 10-year battery life without the need for charging.
- Emergency dispatch services for both medical and non-medical emergencies.
Important Limitation: 🚫 No fall detection is included with standard Life Alert systems — a major difference compared to many competitors.
Does Medicare or Insurance Cover Life Alert Medical Alert System Costs?
- Medicare usually does not cover medical alert systems like Life Alert.
- Insurance Providers may occasionally offer partial coverage under specific health plans or long-term care policies.
- Veterans Affairs (VA) programs and certain disease prevention initiatives sometimes provide financial assistance.
- Life Alert can coordinate with some insurance companies for possible reimbursement options.
Can You Get Life Alert for Free?
While Life Alert does not offer a free trial, you might find low-cost or free medical alert systems through:
- Local agencies focused on senior safety.
- Senior support organizations or health-focused nonprofits.
- Fall prevention programs (state or community-level).
- Membership perks (e.g., some AARP programs offer discounted or subsidized alert systems).
What Are Cheaper Alternatives to Life Alert?
If cost is a concern, you have several excellent options:
- Alert1 Medical Alert System
Offers lower monthly fees, mobile systems, and built-in fall detection options. - Bay Alarm Medical Mobile Medical Alert Systems: Providers like MobileHelp, Medical Guardian, and others offer on-the-go GPS tracking at lower prices.
- Medical Guardian In-Home Systems: Some companies include fewer hidden fees and more transparent pricing compared to Life Alert.
Additional Life Alert Facts You Should Know
- Industry Leader since 1987; highly recognizable in the U.S.
- Independent Master Unit: Doesn't rely on landlines or cellular networks (requires professional installation).
- Refund Policy: If a customer passes away without using the system within the first three years, Life Alert refunds monitoring fees.
- High-Quality Monitoring: Five Diamond-designated monitoring centers ensure rapid, trained response.
- Non-Medical Emergency Support: Life Alert systems can also dispatch help during home intrusions.
- Certification: Devices are UL-certified for safety and quality.
- Multilingual Support: Not available — only English-language monitoring offered, unlike Alert1 medical alert systems.
- Flexible Payment Options: Quarterly or annual payments can reduce overall costs.
Key Features to Consider When Choosing a Medical Alert System
- Response Time: Monitoring center speed and reliability.
- Fall Detection: Automatic sensors can save lives — check if included.
- Water Resistance: Essential for bathroom and shower use.
- GPS and Location Tracking: Especially critical for mobile users.
- In-Home Range: Systems usually work within 200–1,000 feet from base units.
- Wearable Options: Necklaces or wristbands for easy access.
- Battery Life: Some devices last up to 10 years.
- Dual Monitoring: Systems that cover multiple people in the same household.
- False Alarm Handling: Important for maintaining peace of mind.
- Smart Features: Some systems offer Bluetooth tracking and caregiver alerts.
- Broader Emergency Coverage: Assistance for falls, fires, or burglaries.
Additional Cost Considerations
When budgeting, watch out for these hidden fees:
- Activation Fees: $25–$100 depending on provider.
- Equipment Costs: $0–$350+ (some providers waive these with annual contracts).
- Professional Installation: May be required for certain systems like Life Alert.
Feature Upgrades:
- Fall detection monitoring ($5–$10 extra per month).
- Medication reminders and caregiver dashboards ($5–$15 extra).
- Shipping & Buried Costs: Always read the fine print.
Finding The Right Medical Alert System: A Simple Guide
STEP 1: UNDERSTAND YOUR SITUATION
- What health concerns do you have?
- Are you an active senior who moves around often?
- Do you have high fall risk?
- Need coverage for more than one person?
- Managing specific disease control needs?
STEP 2: CHOOSE YOUR SYSTEM TYPE
IF YOU NEED | THEN CHOOSE |
---|---|
Home protection only | In-home unit |
Freedom to move around | On-the-go systems with cellular network coverage |
Travel protection | Mobile devices or mobile unit with GPS technology |
Maximum protection | Advanced systems that track exact location |
STEP 3: LOOK FOR THESE KEY FEATURES
- Automatic fall detection sensors that detect falls
- Water resistant wearable devices for shower safety
- Strong battery life in all mobile devices
- Responsive monitoring service with quick emergency help
- What specific services Life Alert offers vs. competitors
STEP 4: CONSIDER YOUR BUDGET
- Monthly cost: Can you afford $20-$50 per month?
- One-time equipment fees: What's your upfront budget?
- Contract length: Can you commit to long-term contracts?
- Added costs for fall detection devices
- Different pricing for in-home unit vs on-the-go devices
STEP 5: RESEARCH PROVIDERS
- Check world report rankings of top systems
- Compare features across multiple providers
- Read reviews about reliability of monitoring service
- Confirm coverage areas for on-the-go systems
- Verify how providers respond to emergencies
Final Thoughts: Is Life Alert Worth the Cost?
Life Alert remains a premium, highly reputable provider, but it comes with higher costs and less flexibility than many modern alternatives.
If you value long battery life, professional installation, and an established brand, it could be the right choice.
If you're focused on affordability, fall detection, or GPS tracking, exploring most medical alert systems options like Alert1, Bay Alarm Medical or MobileHelp may be a better fit.
Choose based on your lifestyle, health risks, and budget needs — and always compare multiple medical alert companies before committing.
Frequently Asked Questions
Q: How much does Life Alert cost per month?
A: Between $20 and $50+, plus a $197 installation fee for Life Alert's services.
Q: Does Medicare cover Life Alert costs?
A: Medicare does not cover Life Alert costs, but some insurance plans or VA programs may offer partial reimbursement.
Q: Can I get a free Life Alert system?
A: Not directly from Life Alert, but discounts and subsidies are available through other programs.
Q: What's the best cheaper alternative to Life Alert?
A: Alert1, Bay Alarm Medical and MobileHelp are top-rated, affordable options with fall detection.